The Importance of Jewelry Appraisals

by John Brana March 28, 2009

Why should I have my fine jewelry appraised? The most common reason to get a jewelry appraisal is for insurance coverage. A detailed document describing your jewelry and its worth assure you of a comparable replacement in case of loss. Appraisals are generally performed on items valued in excess of $500, or on items that have unusual sentimental value, and are also valuable for when you choose to sell, trade or bequeath your jewelry.

Is my jewelry worth appraising? How can I tell? Putting a limit on the items to be appraised should be determined by the owner, accompanied with the expert knowledge of the appraiser. If you own a piece that you could not afford to replace, and it is something that you wear daily, like a wedding set, diamond stud earrings or a fine watch, then insuring the item is critical. How often should I update my appraisals? The Insurance Institute of America recommends that jewelry be re-appraised every two years. If you are interested in having your jewelry appraised for free, Smythe & Cross - Purveyors of Precious Jewelry will be holding a Jewelry Appraisal Clinic starting on March 31, 2009 and running through April 2nd, 2009 at their Burlingame, California headquarters.

In addition to having your jewelry appraised, preview collections of fine and diamond jewelry, along with selected pieces of handcrafted fine jewelry by John S. Brana. Smythe & Cross keeps all of your appraisal documents on file, making insurance claims effortless if you ever experience a loss. For more information about this even, please contact Smyth and Cross at 650-995-4292.

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